1. Cost vs. Value: Are You Really Saving Money?
One of the main reasons people choose commercial tax software is the low cost. Many platforms offer basic tax filing for as little as $20–$40, but are you truly getting the best value?
At S & V TAX, we offer competitive pricing, with personal tax filing starting at just $40 plus HST. For students, we don’t charge GST/HST, and the fee is fixed at $40 per tax return. More importantly, working with a tax expert ensures you claim every eligible deduction and credit, meaning your final refund could be significantly higher.
Unlike tax software, our tax professionals thoroughly review your financial situation to find tax-saving opportunities that software might overlook. We also provide full CRA representation at no extra cost—something tax software does not offer.
Bottom Line: While tax software may seem cheaper, it could be costing you in the long run by failing to maximize your refund.
2. Accuracy & Compliance: Avoid Costly Mistakes
Tax software relies on user-inputted data, which means any mistakes made during entry will go unnoticed. Small errors in tax calculations, income reporting, or deductions could lead to:
- Unclaimed deductions that could have saved you money
At S & V TAX, every return is handled by a highly qualified professional. Sam Sathyamoorthi, the founder of S & V TAX, holds multiple tax and accounting credentials, including an MBA, BL, AICWA, ACMA (UK), CPA (USA), and CPA (Canada). With his extensive expertise, he ensures that every tax return is filed accurately and in full compliance with CRA regulations.
By choosing an experienced tax expert like Sam, you eliminate the risks associated with incorrect filings and missed deductions.
Bottom Line: Working with a seasoned tax professional ensures compliance and reduces the risk of costly errors that tax software might miss.
3. Maximizing Refunds & Minimizing Liabilities
One of the biggest limitations of commercial tax software is its inability to proactively suggest deductions or tax credits that apply to your unique situation.
Identify tax-saving opportunities tailored to your financial profile
Maximize your tax refund by claiming all eligible deductions and credits
Minimize your tax liability by strategically planning your taxes
Many Canadians are unaware that employment expenses, medical costs, tuition fees, or moving expenses can be deducted. Tax software may not ask the right questions to uncover these savings, but at S & V TAX, we do.
Bottom Line: A professional tax expert can help you maximize your refund and minimize liabilities better than any software.
4. Services Beyond Personal Tax Filing
Commercial tax software is designed primarily for basic personal tax returns. However, many Canadians require additional tax services that software simply does not provide.
Corporate and business tax filings
Business incorporation services
CRA audit support and full representation
Investment & financial planning services (Coming soon)
If you own a business or are self-employed, relying on tax software could mean missing out on valuable tax planning strategies that can save you money.
Bottom Line: If your tax situation involves more than a simple T4 slip, a tax professional is the best choice.
5. Free Year-Round Tax Support
One major advantage of choosing S & V TAX over tax software is the ongoing support we provide.
Have a tax question outside of tax season? We are available year-round
Need tax planning advice for next year? We will help you create a strategy
Facing a CRA request for additional documentation? We handle it for free
One major advantage of choosing S & V TAX over tax software is the ongoing support we provide.
With tax software, once you file, you are on your own. There is no support if you need assistance later in the year.
Bottom Line: S & V TAX offers free, ongoing tax support, ensuring you get the help you need beyond just tax season.
Final Verdict: Why S & V TAX Is the Better Choice
Choose S & V TAX for a Stress-Free Tax Filing Experience
Filing your taxes should not be stressful or leave you wondering if you missed out on a bigger refund. With S & V TAX, you get:
Accurate tax filing with expert oversight
Maximized refunds and minimized liabilities
Free CRA audit representation for peace of mind
Affordable pricing - starting at just $40 plus HST
Year-round tax support for all your questions
Call us today at 647-228-4638 or
Email info@sandvtax.com to get started!
Let S & V TAX handle your taxes so you can focus on what truly matters.
